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    • Search no more for personalised advicewe have advised many happy clients
    • Your trusted Income Protection Specialistswith innovative thinking & personalised approach
    • We care about your futurededicated to protect your income
    • I was surprised by the high level of professionalism provided by Azam. He was patient in catering to my indecisiveness and explained to me fully the various solutions available for me to achieve my financial goals. Thanks to Azam, I have a clear understanding of my current financial health.

      Udo Naganobu
      Senior Corporate Sales Executive, ServiceSource International
    • For those who are interested in getting yourselves financially literate and protected, please make an appointment with this gentleman.

      Azam is very forthright and willing to understand and cater to your present and future needs.

      Fahmi Samsuri
      Koffeeologist, Yahava KoffeeWorks
    • Azam has always been prompt in answering my queries and helped me gain a better understanding of the financial landscape in Singapore when I first came here. He’s a professional and has deep knowledge in managing personal finances.

      Hennrik Schmidt
      Research Fellow, PhD, National University of Singapore
    • Azam truly cares about my financial health. He keeps giving me practical advise and showed me how to better manage my expenses and cashflow, while growing my portfolio. It was difficult for me at first to follow his recommendations, and I’m glad he’s there to keep track of my progress. Having him as my financial planner gives me peace of mind and allows me to focus fully on doing what I love. I truly recommend for you to engage Azam.

      Huda Hamid
      Creative Director, Blissful Studios
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    • Income Protection

      You = Income – Expenses. Without income, expenses still needs to be paid. Income is the biggest financial asset in your life. Learn how to protect the goose that lays the golden eggs.

    • CPF Investment

      Work and work till 55 yet unable to enjoy your hard earned money. The Minimum Sum rises every year and is now at $161,000. Learn how to grow your CPF even while paying off your HDB loan.

    • Personal Finance

      Beginning of the month rich, then start worrying about bills, and end of the month poor. Sounds familiar? Learn how to manage your cashflow and expenses to ensure you always have money.

    • Risk Management

      Life is full of risks and unforeseen circumstances. Many people suffer financially when a misfortune happens. Learn how to reduce the risk and be prepared for any situation.

    • Legacy Planning

      As a highly affluent individual, you may already have the knowledge to enhance your wealth. However, your challenge lies in protecting this wealth of yours for the next generation.

    • Corporate Solutions

      Employees are the bedrock of your company. A successful business is not just about achieving profits. Reward them with employee benefits to grow your company even further.

  • FREE Financial Health Check

    Receive a FREE Financial Health Check (worth $100) from us!
    Book Us Now
    • 75
      %

      Cannot Lose Income

      3 in 4 Singaporeans have not protected their Income, the biggest financial asset in their life. Even without income, expenses still needs to be paid.

    • 35
      %

      Have Minimal Savings

      1 in 3 Singaporeans feel that they will be forced to downgrade their standard of living should they be affected by critical illnesses or disability in their life.

    • 56
      %

      Unprepared for Retirement

      Percentage of Singaporeans who are afraid of poor health, financial hardship and not having enough money & CPF minimum sum for their retirement.

  • What’s New

    • On February 25, 2016

      Two-thirds of Retirees Don’t Expect Their Savings to Last

      Article first appeared on Channel News Asia on 15/02/16. One in three working Singapore adults are not planning for their retirement, according to a survey by Nielsen on Monday (Feb 15). Of this group, 40 per cent say they have not done so due to a lack of understanding of the available options. Another 25 per […]
      Amirul Azam
      • Finance, 
      • Personal Finance
    • On January 19, 2016

      0

      Investing in Gold & Silver 101

      What is Silver and Gold Investing Silver and gold investing is buying gold and silver as a means of obtaining some profit, but most importantly, hedging your savings ie a way of reducing the chances of your savings worth from becoming less and less due to inflation. In other words, instead of saving in cash, you are converting your cash […]
      Amirul Azam
      • Finance, 
      • Personal Finance
    • On July 7, 2015

      0

      Understanding MediShield Life

      MediShield Life has been all over in the news ever since it has been announced since last year. The Singapore government (Ministry of Health & CPF Board) have been fine-tuning the health insurance scheme for Singaporeans & PRs before implementing it at the end of 2015. Many of us know that it is important to […]
      Amirul Azam
      • Finance, 
      • Lifestyle, 
      • Living in Singapore, 
      • Personal Finance
  • Go To Blog

Contact Info
  • E-mail

    azam@incomeprotection.sg

  • Phone

    +65 8133 8551

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